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re: Any auto insurance Baws around?
Posted on 7/21/22 at 1:09 pm to Vlad
Posted on 7/21/22 at 1:09 pm to Vlad
quote:
Will my insurance company chase down a worthless POS that was driving around without insurance or will this be left up to me? Also, I have heard that when using uninsured motorist, this will affect my rates, is that a true statement?
They might try to chase down the guy, depending on how much they pay out. If you actually have the guy's info, they'll get a judgment against him and, at a minimum, ask DPS to suspend his license.
If the accident was not your fault, your UM rates should not be affected because you pursued a claim. If they are, file a complaint with the DOI.
If you were comparatively at fault for the accident, then depending on how much fault, it might affect your premium.
^^^^^^^^^^^^^^^This is Louisiana. I cannot speak to Alabama.
This post was edited on 7/21/22 at 1:11 pm
1
Posted on 7/21/22 at 1:33 pm to udtiger
quote:Thanks. Just curious, are you an Insurance Baw or a Law Baw? The reason I ask, is there any possible scenario where an adjuster can come up with his own conclusion that differs from the accident report?
If you were comparatively at fault for the accident, then depending on how much fault, it might affect your premium.
This post was edited on 7/21/22 at 1:34 pm
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