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re: 401k - Putting in more than the company match pros and cons
Posted on 6/28/22 at 2:21 pm to Free888
Posted on 6/28/22 at 2:21 pm to Free888
quote:
That may be true, but keep in mind tax cuts are expiring in a few years, so tax brackets are likely to be higher. Also, you need to consider what happens when a spouse passes away. It’s quite possible you could move from Married Filing Jointly status to single Filer status, and the tax threshold drops significantly, while the RMD will continue to increase.
There is a widow scenario.
EDIT: never mind, it requires a dependent.
This post was edited on 6/28/22 at 2:24 pm
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