re: 401k - Putting in more than the company match pros and cons

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No need to assume "literally zero income other than LTCG." Take this example for feasible use case

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Your example is correct and backs up what I said but in much more detail. This is however not what JK said. His post said:

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If you are MFJ you don't pay a dime on the first 81k of LTCG.

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That would imply that regardless of any other income stream you pay 0 taxes on your first $81k of LTCG. That is not true if you have other income streams. Your example points to a scenario where you would only get $24k at 0 rate. Realistically if you made $120k of income and then made $10k of LTCG you would owe tax on that $10k (at LTCG rate).

I just think JK's response is misleading and could lead people to make decisions based on the thought that the first $81k of LTCG is always tax free.

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Tell me where this is incorrect or not feasible.

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Everything you said is correct to my knowledge but what JK said is not correct except only in a specific scenario.