re: Pool Build Cost

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1. Go with a fiberglass pool

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Fiberglass has a life of around 20 years with UV exposure. Water will increase it to some extent, but I'm not sure how much and what factors will affect it. A quick google search says to expect 25-30 years. I don't know what kind of maintenance will need to be done at that point. Gunnite will need to be resurfaced every 15 or so depending on how well you keep up with your water chemistry. Decide what works best for you.

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2. Do not get a saltwater pool. Salt water will corrode everything.

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I used to have salt and changed it over to chlorine recently. The PPM of salt is very low in comparison to sea water. I did not find that it caused corrosion in the equipment. I did get some rebar rust stains in the pool, but I probably would have gotten those with chlorine as well. I think the salt has a negative effect on aluminum patio furniture though. Lots of flaking paint.

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cartridge filters have to be constantly cleaned

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This depends on a lot of factors. I clean my cartridge filters once or twice a year. Not that big of a deal IMO