re: People go into $50k of debt to buy a F-150 instead of investing in a low-cost Vanguard ETF

quote:

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Could I retire a few years earlier if I never spent money on any hobby like golf, fishing or hunting? Of course I could, but I’d rather enjoy those things now when I am younger.

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Hear you? Yes

Can many (not most) people do both, enjoy today and grow wealth for tomorrow? Yes

Opportunity costs cut both ways:

OVER enjoy life today and risk wealth power to do what you want, when you want, with whom you want, for as long as you want. Balance, grasshopper