re: Good luck to anyone in Southeast Louisiana with homeowners insurance

How much have your homes appreciated in the last year? That impacts replacement cost.

How much more are the materials that would be required to rebuild your home due to inflation and material/labor shortages?

Have you noticed all those parasitic injury attorneys on billboards all over the place? We are all now paying more to cover their ridiculous settlements.

Add in a couple hurricanes in back to back years to juice the formularies and here we are.

It’s only going to get worse with many writers leaving the coastal zones all together which means the remaining writers can charge more due to reduced competition.