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Message
re: Roth IRA
Posted on 1/14/22 at 4:22 pm to Puffoluffagus
Posted on 1/14/22 at 4:22 pm to Puffoluffagus
quote:
Technically you can, as trad to Roth conversions are not supposed to be subjected to the once a year IRS rollover limit.
With that said, certainly the cleanest option would be to do a lump sump trad contribution then convert. You can also slowly contribute to a trad over the course of the year and then convert to Roth, but you'll be subject to tax on any gains while in the trad account at the time of conversion.
Thanks. That's what I was thinking. I think I will just wait until I have it all at once.
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