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re: Pay off house or invest Pt. 2
Posted on 12/24/21 at 7:34 am to Weekend Warrior79
Posted on 12/24/21 at 7:34 am to Weekend Warrior79
quote:
Sorry for your loss.
Giving everything you put out there, I would sell the secondary home, pay off other debt, max ROTH, and pay off the primary. Now that you don't have a house note, I would also start maxing my 401k, IRAs, and 529 (or UTMA).
Paying off the house goes against the grain of what is "normal", but I see the fact that you may need to make other adjustments in your life as you are now a single family household. That could result in a lower salary. If you do not have that cash flow demand, it may be much easier to take that cut to have more time to spend with your child. Especially if you end up moving closer to your family.
This. Financial security and peace of mind is worth more than the potential for higher future value.
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