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Number of Posts:87
Registered on:10/7/2023
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They don’t want the clients to see how easy/effective it is to just invest in VOO, VTI, and QQQ and not have to pay them a fee to do so.

re: Indiana or 2019 LSU?

Posted by Lsu05 on 1/23/26 at 11:27 am to
Don’t forget Patrick Queen and K’lavon Chaisson. That defense was nasty.
Maybe to take that budget and move on to someone who wants to be here without a shadow of a doubt before they commit elsewhere. Someone without an “unc” calling the shots.

re: Current Seaton narrative

Posted by Lsu05 on 1/22/26 at 12:45 pm to
Another high profile African American athlete. Another money grubbing, attention seeking uncle/handler. SMH. Let the kid go where he wants to go.
What exactly is LSU and Kiffin doing that other teams aren’t? You sound butthurt that LSU has more money than your school.
Please pull up the 2019 LSU roster and you will quickly realize how much of a tard you sound like. Surely, you are just trolling.
Last year sitting at a restaurant on vacation. Went to swallow a piece of steak and it got lodged in my throat. Started trying to clear it with water and was in somewhat disbelief this was actually happening to me. The water started pouring out of my mouth and nose and I realized I could no longer breathe. Then I broke the number 1 rule, I left the table and went outside to try to hack it up. Never leave the table and go outside! I couldn’t get it up outside and was starting to panic thinking to myself, is this really how I’m going to go? By the grace of god, a bartender had watched the whole thing transpire. He had never given the heimlich but had watched videos. I felt him come up behind me a started thrusting me into the air. After about 15 seconds of that the meat popped up out of my throat. Scared the sh!t out of me because if everything hadn’t gone perfect, I’m laying dead outside that restaurant. Life is a game of inches. Chew your food well and familiarize yourself with the Heimlich maneuver. It saved my life. Needless to say, that bartender got a massive tip!

re: Alabama vs Indiana

Posted by Lsu05 on 1/1/26 at 9:37 am to
Roll Tide!
Bama is going to crush Indiana. Bookmark it!
Imagine being a grown man and using the word “simping.” You sound like high school girl.
He abandoned his team? I was under the impression he wanted to coach them but was not allowed to by OM. If he was such a bad guy why was OM fighting to keep him and so butt hurt when he left?

Just admit it. People love to hate LSU. This was the same song and dance as the Kelly hire. The media and this board couldn’t get over the fact that a big name like BK would shun ND for LSU. So they had to throw shade just like what is happening with Kiffin now. Anyone LSU hires will always be a shity coach, sleazy, washed up, etc etc. It’s been pretty fun to watch the melt downs the last few days.

re: Inherited Money. Worried about crash.

Posted by Lsu05 on 10/6/25 at 6:53 am to
I personally wouldn’t invest in equities right now. My FA bought at all time highs back in 22 right before the post covid bubble popped and interest rates shot up. I got absolutely crushed by bonds and equities almost immediately after most of my money was invested. For me personally, it was a very unpleasant experience and in some ways my portfolio still hasn’t fully recovered. Will it recover over time, yes. Was it a major setback that could have been avoided by not investing at ATH, yes. You can’t time the market, but I think you can be diligent about when cash is deployed and buying when the market is at all time highs isn’t being diligent IMO. Money market is yielding 4.2% right now basically risk free.
I thought he did a great job. I watched the whole thing and left with very little shadow of a doubt the KL had nothing to do with the collision.
When did you purchase your home?

re: I dont get the whole SNAP outrage.

Posted by Lsu05 on 8/7/25 at 8:44 am to
It’s free food. You think people should be able to buy Red Bulls with government money? It should be spent on real food to nourish you and your family not a bunch of unhealthy trash that people don’t need.
How many times has this bastard done this in the last 3 years? Basically every time he opens his mouth. And he knows it.
I want to reallocate to more growth which could be as easy as VOO, VTI, qqq etc. problem is, most of my money is tied up in long term bonds I can’t sell until their values go back up. I personally believe if rates are cut, the 10 year will come back down below 4% which results in the value of my bonds going up. I need for the values of them to go up enough to dump them without incurring too big of a loss when I sell.
It’s clear you don’t know how bonds work. When the 10 year dropped to 3.8% in April my portfolio increased in size by 500k due to better values on my bonds. I should have sold them but once again I was persuaded to “hold out a little longer” only to have the 10 year shoot back to to 4.5% and my principal drop 500k again. Now I’m stuck waiting for the 10 year to go back down below 4% so I can sell these shity bonds. I think 2 rate cuts would get us below 4% on the 10 year which would mean my bond values would increase enough to dump them without incurring as big of a loss.

I get they are going to make exactly what I was told. I’m changing my investment strategy for a better return than 3.5-4%. I didn’t fully understand what they were doing at the time and how long I was going to have to hold these bonds as I wasn’t informed before the purchase. 3.5% for 15-20 years is garbage which is why I’m trying to sell them.

ETA….you are underestimating the amount of money I have in bonds. Your post was 100% incorrect. Maybe know your arse from a hole in the ground before you start hurling insults to people you don’t know on a money talk board.
It’s in the works. I’ve lost out on so much wealth building in the last 4 years it’s sickening!
Selfishly, I really hope they start reducing rates. When I was a newbie to investing back in 2021 my advisor put a ton of money into munis. Right after we bought, the rates shot up and my principal took a massive hit. I still haven’t recovered 4 years later even with my equity positions at all time highs. A few rate cuts would hopefully get my values back up so I can sell these POS 15 year 3.5% bonds. Am I the only one in this boat?