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| Number of Posts: | 76 |
| Registered on: | 10/7/2023 |
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I personally wouldn’t invest in equities right now. My FA bought at all time highs back in 22 right before the post covid bubble popped and interest rates shot up. I got absolutely crushed by bonds and equities almost immediately after most of my money was invested. For me personally, it was a very unpleasant experience and in some ways my portfolio still hasn’t fully recovered. Will it recover over time, yes. Was it a major setback that could have been avoided by not investing at ATH, yes. You can’t time the market, but I think you can be diligent about when cash is deployed and buying when the market is at all time highs isn’t being diligent IMO. Money market is yielding 4.2% right now basically risk free.
I thought he did a great job. I watched the whole thing and left with very little shadow of a doubt the KL had nothing to do with the collision.
re: All right boys with all this winning time to list your biggest Loser.
Posted by Lsu05 on 9/18/25 at 9:58 pm to FLObserver
UPS
When did you purchase your home?
It’s free food. You think people should be able to buy Red Bulls with government money? It should be spent on real food to nourish you and your family not a bunch of unhealthy trash that people don’t need.
re: Today was looking like a good day. What happened?
Posted by Lsu05 on 7/30/25 at 5:56 pm to Doctor Strangelove
How many times has this bastard done this in the last 3 years? Basically every time he opens his mouth. And he knows it.
re: Fed Gov Waller explains to the Money Board why rates need to be cut .25 next week
Posted by Lsu05 on 7/19/25 at 11:55 am to Fat Bastard
I want to reallocate to more growth which could be as easy as VOO, VTI, qqq etc. problem is, most of my money is tied up in long term bonds I can’t sell until their values go back up. I personally believe if rates are cut, the 10 year will come back down below 4% which results in the value of my bonds going up. I need for the values of them to go up enough to dump them without incurring too big of a loss when I sell.
It’s clear you don’t know how bonds work. When the 10 year dropped to 3.8% in April my portfolio increased in size by 500k due to better values on my bonds. I should have sold them but once again I was persuaded to “hold out a little longer” only to have the 10 year shoot back to to 4.5% and my principal drop 500k again. Now I’m stuck waiting for the 10 year to go back down below 4% so I can sell these shity bonds. I think 2 rate cuts would get us below 4% on the 10 year which would mean my bond values would increase enough to dump them without incurring as big of a loss.
I get they are going to make exactly what I was told. I’m changing my investment strategy for a better return than 3.5-4%. I didn’t fully understand what they were doing at the time and how long I was going to have to hold these bonds as I wasn’t informed before the purchase. 3.5% for 15-20 years is garbage which is why I’m trying to sell them.
ETA….you are underestimating the amount of money I have in bonds. Your post was 100% incorrect. Maybe know your arse from a hole in the ground before you start hurling insults to people you don’t know on a money talk board.
I get they are going to make exactly what I was told. I’m changing my investment strategy for a better return than 3.5-4%. I didn’t fully understand what they were doing at the time and how long I was going to have to hold these bonds as I wasn’t informed before the purchase. 3.5% for 15-20 years is garbage which is why I’m trying to sell them.
ETA….you are underestimating the amount of money I have in bonds. Your post was 100% incorrect. Maybe know your arse from a hole in the ground before you start hurling insults to people you don’t know on a money talk board.
It’s in the works. I’ve lost out on so much wealth building in the last 4 years it’s sickening!
Selfishly, I really hope they start reducing rates. When I was a newbie to investing back in 2021 my advisor put a ton of money into munis. Right after we bought, the rates shot up and my principal took a massive hit. I still haven’t recovered 4 years later even with my equity positions at all time highs. A few rate cuts would hopefully get my values back up so I can sell these POS 15 year 3.5% bonds. Am I the only one in this boat?
re: Did Any Posters Predicting Gloom & Doom For the Market & Economy Due To Trump's Tariffs...
Posted by Lsu05 on 7/6/25 at 11:49 am to FireawayLSU
This week he is responsible for floods in Texas!
My mom has become a brain rotted liberal. Sits at home watching CNN all day getting washed. TDS orange man bad to the max. Relatively positive she hates my guts since I’m a red blooded, white, God fearing, republican. Poster child for everything liberal white women who have never worked a day in their lives despise. It’s kind of sad to see how divisive it has gotten!
But you will hear the loudest biching from the 40% of Americans who pay zero income tax. And all democrats of course since they cry about everything.
re: So you are telling me - MSTY
Posted by Lsu05 on 6/8/25 at 8:26 am to RoyBoy2323
At 20$ (which it is right now) it seems fairly priced maybe even under priced. At least fairly priced enough to not lose your arse on it if you are making 139%. What am I missing? This seems to good to be true!
Please excuse my ignorance as I’m not very well rehearsed on how this all works. Could someone just drop $1mm into msty and get ~$115,000 in dividend payouts monthly at the current 139% dividend yield?
Snaxx if it’s over a million, SWVXX if it’s under a million. These funds have been rock solid and you can have your cash within an hour.
re: Today was brutal in the old brokerage account...
Posted by Lsu05 on 5/21/25 at 5:49 pm to TorchtheFlyingTiger
For me, it’s the fall in equities and the rocketing of bond yields we have been having. Double whammy to my bond heavy portfolio. Sucks!
re: Longterm (20y) Treasury Bond Yields going up
Posted by Lsu05 on 5/15/25 at 4:37 am to thelawnwranglers
Curious about this as well. How high will it go? Kind of unsettling that it’s not coming down in spite of all the recent positive news.
re: Trump backs tax hike on rich but says GOP probably shouldn't do it
Posted by Lsu05 on 5/11/25 at 7:17 am to TigerTalker142
What if you sold a business for 100mm and already paid 30mm in taxes on the money you received from the sale. You think that 70mm you have left after paying your fair share of taxes should have a 3% asset tax on it? That doesn’t sound fair. Why are we punishing people who have been more successful than others, most likely through hard work? Shouldn’t tax rates just be the same across the board? You pay a certain percentage of your income and if we are making more money that percentage results in a higher amount of taxes paid. Why does the doctor have to give up a higher percentage of the money he made than the car salesman? If I make 100k a year, I pay 20k at a 20% rate. If I make 1mm a year, I pay 200k a year at a 20% rate. How is that unfair and “not paying fair share”? Why does the guy who worked harder, did extra schooling, put in More effort, etc have to pay a higher percentage of his income?
Agreed. People making over 400k a year are paying over 43% in taxes after federal, state, and all the other bs. That in itself is a joke. Raising these rates further would be a scandal. Individuals who have climbed the ladder of success are being punished for it through taxation.
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