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Number of Posts:17
Registered on:12/23/2021
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re: Base Flood Elevation??

Posted by TeeA86 on 12/26/23 at 11:06 am
Thank you everyone! While getting quotes on flood… I’m going to try to do the elevation cert and LOMA. Literally two block over is not a flood zone with an elevation of 4.8 and an older part of the neighborhood. It’s just frustrating. Two of my neighbors were given 45 days from their mortgag...

re: Base Flood Elevation??

Posted by TeeA86 on 12/23/23 at 7:48 am
Thank you!...

re: Base Flood Elevation??

Posted by TeeA86 on 12/23/23 at 7:46 am
Thank you! ...

Base Flood Elevation??

Posted by TeeA86 on 12/23/23 at 7:06 am
Just received notice from mortgage company that I need to add flood insurance. I am kind of confused on elevations. FEMA has my home at 3.8. 1984 plans of neighborhood have my elevation at 5.5. 2010 survey when purchased notes that elevation is over 5.0. What is an elevation certificate? What exactl...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 10:03 pm
[quote]call and email two to three times a day. [/quote] I will definitely begin doing this. Thank you!...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 9:58 pm
[quote]by CCing the Louiskana Insurance Commissioner on all emails[/quote] I will start doing this. Issue it the public adjuster told me not to context my insurance company and let them handle it. Thing is I don’t think they are handling it. Thank you!...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 9:32 pm
[quote]If you're still needing help on this feel free to email[/quote] Thank you!! I may be contacting you soon. I will give the public adjuster until the new year. ...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 9:29 pm
[quote] I echo what LegendInMyMind said, you can get good advice here. Just ignore the occasional *hole.[/quote] I have kids… I’m great at ignoring little aholes. lol! #joking I’ve heard of that attorney’s office. I know for sure they handle auto accidents. I’ll do some digging in recovery ex...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 9:20 pm
[quote]File a complaint [/quote] Thank you!!...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 9:18 pm
[quote]read your policy extremely closely[/quote] This is something I’ll do this weekend. Thank you!...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 9:15 pm
[quote]There's probably nothing this lot here hasn't seen or experienced in that regard.[/quote] After reading several posts, I created an account just to get some sage advice from y’all. ;-) Thank you!! ...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 9:06 pm
[quote]Contact the insurance commissioners office[/quote] I reported Southern Fidelity back in October. Just received their report Tuesday. After the new year… if the public adjuster hasn’t completed their estimate, I will see if I can file a complaint against them. Thank you!...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 9:00 pm
Mortgage company was a hurdle I wasn’t expecting. The person that is managing my funds is in Chicago so it’s not like I can go pick up a check. If I get a contractor to come out… I can’t get a quote. At this point… I’m YouTubing “vinyl siding installation” Yes it does suck!! Thank you!...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 8:53 pm
That is why I hired the public adjuster and it feels like they are the same as insurance company. Almost two months have passed and no estimate completed by my public adjuster. Thank you!...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 8:49 pm
Issue with the PA is they are the owners. No supervisors. A lawyer is definitely on the table. I appreciate your reply. ...

re: Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 8:47 pm
Thank you! Loading hypothetical nuts. Lol!!! I’ve been trying to be understanding with the amount of damage we’ve had down here. I will let them enjoy their Christmas… and then start my squeaky wheel. ...

Hurricane Ida Recovery

Posted by TeeA86 on 12/23/21 at 8:39 pm
Hello I live in Houma and had a lot of damage from Hurricane Ida. Southern Fidelity made first payment 31 days after field adjuster came out. I did see some posts mentioning 30 day mark required for payment but I thought the insurance commissioner extended it to 60. Any insight? I was having ...