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Registered on:4/22/2014
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Ok thanks I will have to check both of them out.
Does anyone do their taxes with a local accounting firm in BR? If you use H&R Block do you get the same same person every year?

I was wondering about Cathy's Tax Professionals, Tax Refund Man, Bennetts Bookkeeping & Tax Service, TaxGeeks, R.L. Smith Consultants, & McFearin Business Services.

So far I am very disappointed in McFearin Business Services, but have liked TaxGeeks & Tax Refund Man. I am waiting to hear back from R.L> SMith Consultants, Cathy's Tax Professionals, & Bennets Bookkeeping & Tax Services.

Does anyone use anyone above and do you normal ask any questions before you choose someone to do your taxes?

Thanks.

re: Ideas for soups or Bisque

Posted by tNk112214 on 12/19/14 at 10:23 am to
Thanks any you recommend over others?

Ideas for soups or Bisque

Posted by tNk112214 on 12/19/14 at 9:57 am
I am in the mood to make some soups or bisque this weekend. I am sick of mine recipes and wanted to get a few ideas from y'all. The only think is I can not have any shellfish I am Allergic to it and I am not a seafood fan.

No toca soup or chili please.

I would like something creamy. Thanks everyone!

Ideas for Chicken

Posted by tNk112214 on 12/10/14 at 10:10 am
I need some new ideas for chicken. I normally go for the boneless skinless chicken breast. I am not a fan of anything with bones.

Just need some new ideas

Normally it is baked or grilled (Ranch, Dales, Italian). Thanks for the help

Christmas Cards

Posted by tNk112214 on 12/1/14 at 8:59 am
Does anyone still do Christmas cards?

When were you off your parents Christmas card?

What do you do for your Christmas cards & how do you choose who is on your list?
Anyone have any personoal thoughts or other recomendatins than Vanguard

ROTH and Vanguard - Should I use them?

Posted by tNk112214 on 11/20/14 at 12:00 pm
I know there is a max amount one can put into a ROTH account but is that a total max for ROTH or for each ROTH account.

What I really am asking is the following:
I have a ROTH 401k plan with my company and I am looking into opening an account with Vanguard possible an IRA ROTH Target Retirement Funds. Is the max I can put into my ROTH accounts a total fo $5500 or is it double (ie each account gets the $5500). I just want to double check or figure out what the best option for me to do.

I also would like any additional/personal thoughts with opening an account with Vanguard IRA ROTH Target Retirement Funds.

Thanks for everyones help and advice.

re: help choosing some pots and pans

Posted by tNk112214 on 11/13/14 at 4:18 pm to

[/quote]
quote:

You want it to cook good or look good? Do you have a gas cooktop or an electric? Where are you located?


I want it to cook good

Sadly electric

Birmingham and Baton Rouge
Total budget would be around $900. I am okay with buying each item as needed. I am asking for any help on which pans and pots for which.

help choosing some pots and pans

Posted by tNk112214 on 11/13/14 at 7:43 am
I am in need of new pots and pans. I was wondering if any of you could give me some advice or tell me your favorite brand for pots and pans?

Also what you would recommend buying (i.e. sauce pan (medium/small) nonstick or stainless or both; wok nonstick?, saute pan.... and so on)

I need both stainless & nonstick or hard-anodized materials if it is better thand stainless.

I want to be able to have to option to put the pans in the oven max would be 400. I would like a flat surface (no ridges). Would like to use the dishwasher most of the time and not handwash and dry. The handles I would love an easy grip, stays cool on the stove, love the silicone handles, but I know that might not be the best for the oven.

TIA and for the information.
I live with SO and we are averaging about $500 a month. Even single I was averaging about that much and using what I cooked (leftover) and the freezer. I have learn to prep the food for the week helps and freeze at least 5 different meals (or have mostly ready in the freezer) for those nights that want to just pick up something due to the time. The crock pot (slow cooker) is a saver too.

re: Paging Arseinclass.....

Posted by tNk112214 on 11/5/14 at 9:05 am to
On posting picks here are some help boards already:

LINK

LINK2

I haven't found a way without using photo bucket so I just created an account just for this site. Enyou the weekend and the food. I am also wondering about the American Sector & Elizabeth's

re: Back yard - upgrade

Posted by tNk112214 on 11/5/14 at 8:35 am to
The deer come up to the house at least weekly and been wondering if I really want to feed them or not. Thought about a game camera to see what else is out there.

re: Back yard - upgrade

Posted by tNk112214 on 11/5/14 at 8:33 am to
I guess you never really seen the 'snow' of the south...

re: Back yard - upgrade

Posted by tNk112214 on 11/4/14 at 2:40 pm to
Not those knock out roses?

Thanks so much! I will look into thoses.

What time of year is the best to plant the bushes and trees? Thanks again.

re: WW2 Museum Reqs

Posted by tNk112214 on 11/4/14 at 9:38 am to
I would look into the The American Sector for lunch or dinner.

The Beyond All Boundaries is about 1 hr, and it is a 4D film. (I am not always a fan of those.)

Just depends on yours and yours SO interest.

I figured out checked out this LINK already but just in case.

If you SO is really not wanting to do that then let them do their own thing. I would just split my day that way after spending that time and money there.

Enjoy

re: Back yard - upgrade

Posted by tNk112214 on 11/4/14 at 9:20 am to
LINK

For the pics

The straw and where the mower is where I want to do the work

Back yard - upgrade

Posted by tNk112214 on 11/4/14 at 8:39 am
I am just wanting to get some advice and ideas on what to do in my back yard. I am brand new home owner (within the last year). I have a back yard that backs up into greenspace, that drops off and down at the bottom has a river. I was wanting to add a few trees maybe around 4, but would love to have a hammock between two of them at some point and maybe some bushes. I was thinking rose bushes, nothing that takes too much time or work. Pics will follow later. Thanks for the help.

re: Who should this fix fall on

Posted by tNk112214 on 10/22/14 at 12:35 pm to
Did you ever get this problem figured out? I currently having some issues with my yard, but I know the HOA will not fix and I have a few more days with my 1 year time frame.

re: Starting a new company

Posted by tNk112214 on 10/20/14 at 10:59 am to
Wonderful thanks for your help. I will be in touch soon.

re: Starting a new company

Posted by tNk112214 on 10/20/14 at 10:58 am to
Thanks I will get in touch with you soon.

re: Starting a new company

Posted by tNk112214 on 10/17/14 at 3:51 pm to
Needs would be for taxes and payroll mainly and booking keeping.

Starting a new company

Posted by tNk112214 on 10/17/14 at 3:10 pm
My company might me moving me again and I wanted to start a side business. After a year I want to make this business full time job for me. I am moving to Baton Rouge and wanted to know if anyone had some good realtors for not only house hunting but for a business office. Also an accounting firm, and any additional advice or warnings would be great.

Thanks.
Thanks! I am just glad it wasn't only my parents that thought me. I will say it is hard watching other get 'new pretty things'. I know some are paying straight for it and others are doing the debt ideas. Just have remind myself I want to live debt free.
Oh no it is okay to call me out if you think it. But here is the truth:

1) I got a job after college that paid me to move there and gave me an extra month salary for the move. The move cost me nothing, since I had family and friends helping me out. And yes, I did live with my parents for a while. I also ended up moving to a city where I knew no one. My parents ended up moving to GA while I was in college, and I ended up getting a job there.

2) My job required a lot of paid overtime for those first 2.5 years. I was lucky and very blessed. I was working at least 10 hours of overtime each week, and in my mind that was extra money just for savings not spending. I knew my next job, or if they choose to cut the overtime, would not be a part of my salary. Also my job gives out a 'bonus' each year, I have never planned for this bonus because it depends on how the company has performed, if they are within budget, and along with many other factors. This bonus can range from 0-10% of my yearly salary pay and again went straight into savings, after I bought something I been wanting that year.

3) While in college I had lots of odd and end jobs that I would save and never used that was easy enough for a down payment since in college (thankfully) my parents paid for my means of living, school, books, etc. I was in school for 5 years always had a job and did a lot of tutoring.

4) While living with my parents the time I did, I paid for my own food, phone, car insurance (since they bought it when I was in my second year of school... I didn't have a car until then), gas, maintenance on the car, and trips/vacation. I was very lucky to have them on my side and their help when I first started out. My parents told me if I lived with them I was to max my 401k out and save a paycheck a month.

5) When I turned 18 my grandmother had a trust fund for each of her grandkids, while I never have touch it and it went straight into savings.

I will agree on what some people have posted and said on other subjects, but I was lucky to have my parent’s support me while in school, let me work my jobs, and them still paying for my education and everything else while in college.

Now I will say it was a completely took me by surprise when I had moved out and out of state having the bills and redirecting my money and spending habits. I will say the first year of being out on my own and with owning this house has taken most of my 'play/vacation' money down.

But really what helped me the most was living with my parents, saving in college (5 years there), having all that overtime, & the trust fund.


I have so much respect for those who have to work their way thru college on their own and battling the everyday life.

I am still trying to learn to live without something that I never truly have done much before. Yes it was good and bad living with my parents for the time I did. I will say not only with savings did it help, but also gave me a new respect for my father and mother. I also was able to understand my father more, and became closer to him. I have always been close to my mother.

Now I am having a hard time saving now and see what everyone else had to go thru at a younger age, but I am learning and seeing. I just wanted to make sure I was on an okay path. When I came across that article I just could not have imaged nor did I receive that pay when I started out. It seem a little (way) to high for me and for others.

Not being rude or mean but thanks for calling me out I believe more people should speak their mind respectfully and others just should be more honest. Again thanks for speaking your mind and calling me out when you thought that. I hope that helped clear something up for you. Now if only we could call others out; and knowing if they would be honest or not back. The worst part of the internet is never knowing if someone is telling the truth.
Just a little background information.

I am a single 27 year old with the only debt of a house. When I graduated from college I was debt free with no credit (thankfully my parents were able to pay for my college and they have taught me not to live in debt). For the first 2 year I maxed out my 401k ROTH by putting 25% in each pay check. I was able to also save for a down payment of a house within the first 3 years.

After year 2 I did reduced to 8% into my ROTH account and now back around 9-10%.

I have a 1 year worth of income in my emerency (do not touch fund). I have a few other additional saving accounts.

I have an great example with my parents they own their own houses, pay their cars in cash, paid both of their childerns college funds and living.

I will be adding possible new debt to my name of a new car within the next year or two. I am trying to save the best I can for that, but having some issues with my mortgage since I have to save for my own land tax & home owners insurance.

I am just trying to figure out if I should not put as much into my 401k for a little bit to save up for the new car, but I can not below my companies match (I have to put a min of 6%). I went to look and see if I was on track or ahead.

Thanks to everyone for their input and advice.
LINK

I was researching the other day for what the average 401k amounts should be. This article said one should save $17,500 a year and your first year you should have saved between $8000-17,500. Personally I know I could not have saved my first year out nor can I now after 4 years of working. (Yes, maxing my 401k out with my companies match, but I could next year.)

Does this seem high to y'all? Do any of y'all have a good article or input to help out? TIA!