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re: Credit Card Debt Jumps Most in 20 Years as Inflation Soars

Posted on 8/2/22 at 12:28 pm to
Posted by ronricks
Member since Mar 2021
6384 posts
Posted on 8/2/22 at 12:28 pm to
quote:

because the article is about the "average cc debt". because you have no debt, think about the other families struggling to make ends meet with higher than avg debt because we have a potato as President.



So now Joe Biden is personally forcing these people to swipe the credit cards and run up debt? Is this real life? You realize there are other options/choices that can be made before it gets to that point? You sound like the 400 pound Obese soy boy who goes to McDonald's and orders half the menu and then a 'diet' soda. What's the point?
Posted by The Maj
Member since Sep 2016
27063 posts
Posted on 8/2/22 at 12:29 pm to
quote:

It's almost if trying to blame a 'stolen election' for people running up credit cards (which isn't anything new) is idiotic.



Or it might be that a stolen election has resulted in an economy and inflation that has forced people that would not otherwise overextend themselves on credit cards to have to start using them more and not being able to pay them back...

Congrats on being too stupid to grasp the concept...
Posted by BigMob
Georgia
Member since Oct 2021
7625 posts
Posted on 8/2/22 at 12:29 pm to
I’ve gone from easily zeroed out monthly to a standing balance of 2500. But private school tuition is having as much of an pact on me as is Biden’s economy.
Posted by i am dan
NC
Member since Aug 2011
24697 posts
Posted on 8/2/22 at 12:29 pm to
quote:

I'm not one of these idiots who buys things on credit that I can't afford to pay back. A 'stolen election' has no bearing on any of this.


I paid back my college debt. So that settles that whole college debt bullshite debate then.
Posted by Dirtyboro
Member since Jul 2014
717 posts
Posted on 8/2/22 at 12:30 pm to
Then you really didn’t think about it
Posted by Cromulent
Down the Bayou
Member since Oct 2016
2797 posts
Posted on 8/2/22 at 12:30 pm to
Do you have a family Ron? Do you own a house Ron? Do you work Ron? During a recession because of STOLEN ELECTION, it’s makes it really hard to get by without credit cards.
Posted by ronricks
Member since Mar 2021
6384 posts
Posted on 8/2/22 at 12:30 pm to
quote:

others are struggling with luxuries like food and gas.


None of those things require a credit card and as fat as this country is I think some people can stand to miss a few meals. Would probably do more good than harm. Nobody on here is entitled to cheap gasoline or food.
Posted by Sput
Member since Mar 2020
7902 posts
Posted on 8/2/22 at 12:31 pm to
quote:

Dave Ramsey is pissed


But he is now guaranteed a steady stream of customers and callers.

“Good Afternoon Dave, me and my wife jointly make $38,000 but are $476k in debt mainly due to my wife racking up credit card charges on her boyfriend. How can I get out of debt but also keep her and her boyfriend happy? Also, is it ok that the new car she bought him is in my name?”

-HHTM
Posted by DoubleDown
New Orleans, Louisiana
Member since Oct 2008
12865 posts
Posted on 8/2/22 at 12:31 pm to
quote:

I don't have any credit card debt. How is a 'stolen' election impacting my credit card usage?

Would you like some? I got some to spare!
Posted by The Maj
Member since Sep 2016
27063 posts
Posted on 8/2/22 at 12:31 pm to
quote:

Nobody on here is entitled to cheap gasoline or food.


Either you are trolling OR you are in a competition for dumbest poster on this site...
Posted by YeastExtract
Member since Jul 2021
250 posts
Posted on 8/2/22 at 12:31 pm to
I wonder how many of these have mortgaged giant debt bomb homes
Posted by ronricks
Member since Mar 2021
6384 posts
Posted on 8/2/22 at 12:32 pm to
quote:

not otherwise overextend themselves on credit cards


Live. Within. Your. Means.

You aren't entitled cheap gasoline or food. There's always beans and rice.
Posted by Figgy
CenCal
Member since May 2020
7158 posts
Posted on 8/2/22 at 12:33 pm to
quote:

It's almost if trying to blame a 'stolen election' for people running up credit cards (which isn't anything new) is idiotic.


Well the policies that are in place are making it ever more likely that people are having to go to a last resort of using their credit cards rather than their cash and we’ll probably see an uptick in welfare recipients too. Thus the thread title. So yeah this is a new problem as its been a generation since it last happened. People are being crushed right now and apparently it’s no big deal to you.
Posted by DoubleDown
New Orleans, Louisiana
Member since Oct 2008
12865 posts
Posted on 8/2/22 at 12:33 pm to
quote:

Dave Ramsey is pissed
quote:

But he is now guaranteed a steady stream of customers and callers.

I used to listen to him and I think he's a smart man, however, I think he's turned others debt into his massive fortune.

It never rubbed me the right way that his commercials would sell you 50$ Elderberry bottles and then he'd come back and tell you not to spend money. Kick rocks snake oil salesman.
Posted by ronricks
Member since Mar 2021
6384 posts
Posted on 8/2/22 at 12:33 pm to
quote:

Either you are trolling OR you are in a competition for dumbest poster on this site...


The "trolls" are the ones trying to blame Joe Biden or a 'stolen election' for people not being able to live within their means or control their credit card usage. If you can't afford steak don't buy it. How fricking stupid are you?
Posted by ronricks
Member since Mar 2021
6384 posts
Posted on 8/2/22 at 12:36 pm to
quote:

Do you have a family Ron? Do you own a house Ron? Do you work Ron? During a recession because of STOLEN ELECTION, it’s makes it really hard to get by without credit cards.


I have a family I own a home and I work. At no point during this recession have I not lived within my means. I've cut plenty of things either totally out or back. Joe Biden nor his administration are making or forcing me to reach in my wallet and grab a credit card.
Posted by i am dan
NC
Member since Aug 2011
24697 posts
Posted on 8/2/22 at 12:37 pm to
quote:

None of those things require a credit card and as fat as this country is I think some people can stand to miss a few meals. Would probably do more good than harm. Nobody on here is entitled to cheap gasoline or food.


Well, dang. Fuel companies should just start charging $12 per gallon then.

I mean why not?
Posted by The Maj
Member since Sep 2016
27063 posts
Posted on 8/2/22 at 12:38 pm to
quote:

The "trolls" are the ones trying to blame Joe Biden or a 'stolen election' for people not being able to live within their means or control their credit card usage. If you can't afford steak don't buy it.


Congrats, you are gaining serious ground on posters that have held the title of dumbest for a long time...

You really have difficulty grasping a simple concept don't you...
Posted by the_truman_shitshow
Member since Aug 2021
2755 posts
Posted on 8/2/22 at 12:39 pm to
I mean 35% of all dollars in existence were printed in one year, so it would be naive to think there would be no severe repercussions.
This post was edited on 8/2/22 at 12:40 pm
Posted by ronricks
Member since Mar 2021
6384 posts
Posted on 8/2/22 at 12:42 pm to
quote:

You really have difficulty grasping a simple concept don't you...


Joe Biden has completely mindfricked this message board. There are plenty of things you can blame him for but credit card usage which is a choice isn't one of them. There are avenues to exhaust before it comes to that.

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