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Health Insurance Question
Posted on 11/28/12 at 7:58 pm
Posted on 11/28/12 at 7:58 pm
I'm not sure if I understand all the recent laws regarding healthcare for adults under 26. Currently I'm 23 and on my parent's insurance plan and just finished school in August. If I take a full time (albeit temporary) job that offers health insurance, will I lose eligibility for my parent's plan?
From what I've read, anyone under 26 can remain on their parents plan starting in 2014, but 2013 seems to be a transitional period so how will that work? Also, I am in Texas if state laws have any pertinence for this.
Thanks in advance for any help.
From what I've read, anyone under 26 can remain on their parents plan starting in 2014, but 2013 seems to be a transitional period so how will that work? Also, I am in Texas if state laws have any pertinence for this.
Thanks in advance for any help.
2
Posted on 11/28/12 at 9:21 pm to txtiger21
According to this info, if your parent's plan is through his/her employer and you are offered a plan through your own employment, you have to enroll in your own. I remember a friend telling me this about her son having to do this.
Under the Affordable Care Act, you can now be insured as a dependent on your parent’s health insurance if you’re under age 26. The only exception is if your parent has an existing job-based plan and you can get your own job-based coverage.
LINK
Under the Affordable Care Act, you can now be insured as a dependent on your parent’s health insurance if you’re under age 26. The only exception is if your parent has an existing job-based plan and you can get your own job-based coverage.
LINK
Posted on 11/28/12 at 11:21 pm to txtiger21
Ask the plan administrator. I was on my dad's until I graduated at 23. Then, I was on my own plan, not my company's, at 24. Then, I went back on my dad's (I have much younger siblings and his costs remained the same whether I was on his or not) when they announced the changes at 25. Then, I finally joined my company's plan earlier this year at 26.
This post was edited on 11/28/12 at 11:23 pm
Posted on 11/28/12 at 11:38 pm to Hand
Thanks for the answers.
I'll have to do that. I was just looking for a quick answer if anyone had recent experience with this.
quote:
Ask the plan administrator
I'll have to do that. I was just looking for a quick answer if anyone had recent experience with this.
This post was edited on 11/28/12 at 11:39 pm
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