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re: Health ins options

Posted on 10/30/25 at 10:18 am to
Posted by NorthEnd
Member since Oct 2007
2201 posts
Posted on 10/30/25 at 10:18 am to
I own my own business, so it's technically a group plan. But only my family is on it
Posted by NorthEnd
Member since Oct 2007
2201 posts
Posted on 10/30/25 at 10:18 am to
Was mostly wondering if anyone has anyrhing besides BCBS
Posted by tigerforever7
Baton Rouge
Member since Aug 2012
1204 posts
Posted on 10/30/25 at 1:34 pm to
But what I’m asking is she is carrying a cancer specific policy rather than traditional health insurance? Those are intended to supplement health insurance coverage.
Posted by tigerforever7
Baton Rouge
Member since Aug 2012
1204 posts
Posted on 10/30/25 at 1:36 pm to
Not really other options. You can run 2 separate types of plans through your company and have you one one plan (highest deductible, max out HSA) and wife and children on different plan (current plan). This would be an option if you often run healthy and would like to have rest of family on better benefit plan.
Posted by Pezzo
Member since Aug 2020
2874 posts
Posted on 10/30/25 at 1:39 pm to
yea, she has a cancer specific policy that covers any bills/meds/hospital stays associated with a cancer diagnosis... she is also covered on my HD family plan. if i were to get rid of the family plan she would still have the same cancer policy.
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