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Fold Debit Card
Posted on 4/20/21 at 11:57 am
Posted on 4/20/21 at 11:57 am
Anybody use the Fold Debit Card for Bitcoin rewards? Thoughts?
Finally moved up the waitlist and trying to decide if I want to go Premium for $150 a year for the possibility of higher reward payouts or just use the normal free card.
Finally moved up the waitlist and trying to decide if I want to go Premium for $150 a year for the possibility of higher reward payouts or just use the normal free card.
1
Posted on 4/20/21 at 12:18 pm to Doink
Yes, been using it since January. Averaging ~3.6% rewards based upon time of spin. Those rewards have appreciated to ~5% given bitcoin's rise.
The premium is worth it strictly due to the 5% off amazon gift cards alone IMO. $500 amazon card purchase limit each month - we buy a lot off amazon so that is my favorite perk. I'd also prefer bitcoin as rewards over the 5% amazon credit card.
I'm still strategic with my purchases though. I have a Chase Sapphire Reserve that I will use on all travel and restaurants since that is 3% back which coverts to 4.5% if used in the Chase portal. I also have Chase Freedom with 5% rotating categories. So everything that doesn't fall into the 3% or 5% Chase bucket, I will put on Fold.
The premium is worth it strictly due to the 5% off amazon gift cards alone IMO. $500 amazon card purchase limit each month - we buy a lot off amazon so that is my favorite perk. I'd also prefer bitcoin as rewards over the 5% amazon credit card.
I'm still strategic with my purchases though. I have a Chase Sapphire Reserve that I will use on all travel and restaurants since that is 3% back which coverts to 4.5% if used in the Chase portal. I also have Chase Freedom with 5% rotating categories. So everything that doesn't fall into the 3% or 5% Chase bucket, I will put on Fold.
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