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Message
re: Credit Card Rewards and Points Discussion
Posted on 2/17/15 at 1:02 pm to LSUAfro
Posted on 2/17/15 at 1:02 pm to LSUAfro
Ya I'm specifically looking at opening checking accounts where funding with CC is not a cash advance. Was reading a blog where there seems to be a current opportunity to do so.
Might just give it a try but it doesn't get much easier than fund with 10k pay it back out.
Might just give it a try but it doesn't get much easier than fund with 10k pay it back out.
1
Posted on 2/17/15 at 1:16 pm to LSUAfro
I am planning on doing this trip via AA and ihg next spring (March) . My points so far, are 100,000 AA miles via US Air, 50,000 amex points so that will get me 150,000 AA points for two round trip flights.
For hotel, my wife has gotten the ihg card, I have too many recent chase apps (chasing companion pass before deciding this trip), so we have two nights for sure, and I will add an ihg card in the next couple of months. My question is, will they let me book the room and then apply a reward Stay after booking? So basically cancel the payed room and book a reward stay? Also, how did you get the over water bungalow at the Tahiti resort? Did you have to pay the $150 upgrade fee per night? Thanks for the
For hotel, my wife has gotten the ihg card, I have too many recent chase apps (chasing companion pass before deciding this trip), so we have two nights for sure, and I will add an ihg card in the next couple of months. My question is, will they let me book the room and then apply a reward Stay after booking? So basically cancel the payed room and book a reward stay? Also, how did you get the over water bungalow at the Tahiti resort? Did you have to pay the $150 upgrade fee per night? Thanks for the
Posted on 2/17/15 at 1:37 pm to GeauxTigers777
American Express Membership Rewards points cannot be transferred to American Airlines. Sorry to be the bearer of the news.
Posted on 2/17/15 at 1:49 pm to GeauxTigers777
quote:
American Express Membership Rewards points cannot be transferred to American Airlines. Sorry to be the bearer of the news.
Yep
quote:A paid stay won't reserve a reward booking, unfortunately. It's believed that there are only 4 award bookings released most of the year and they must be reserved with actual points or a free night cert.
My question is, will they let me book the room and then apply a reward Stay after booking? So basically cancel the payed room and book a reward stay?
quote:
Also, how did you get the over water bungalow at the Tahiti resort?
I didn't book a IHG property in Tahiti. I booked the Le Meridien using Star points.
quote:I wouldn't worry too much about your over water bungalow in Tahiti if you're going to Bora Bora or other places in the South Pacific. Tahiti is essentially your spring board to other islands IMO.
Did you have to pay the $150 upgrade fee per night? Thanks for the
Posted on 2/17/15 at 1:54 pm to LSUAfro
Thanks for the help. What would you say is my best option for getting the extra needed 50,000 AA points? Also, if I was to get a 50,000 AA offer, could I gift 25,000 of these to my wife? Thanks for the help.
Posted on 2/17/15 at 1:55 pm to Teddy Ruxpin
quote:Did not know this. Thanks for the heads up
Ya I'm specifically looking at opening checking accounts where funding with CC is not a cash advance. Was reading a blog where there seems to be a current opportunity to do so.
. I'll try to give it a try this week. Posted on 2/17/15 at 1:58 pm to GeauxTigers777
The Citi AA Platinum card gives 50k points.
quote:Not cheaply. I've never found the transfer rates to be a good value.
could I gift 25,000 of these to my wife?
Posted on 2/17/15 at 4:10 pm to LSUAfro
So I guess my new plan is to apply for the AA cards for both my wife and I. We will then use both the IHG points (hopefully still has a 70,000 offer in a month) to have 140,000 points. Transfer in 100,000 points to allow for 6 nights + $70 per night for a total cost of $420. I could use a barclay card sign-up (I still have one for me) to offset that.
Any better thoughts?
This would still allow me to do Bora Bora for 6 nights (all my job will allow for now at one time) for a couple hundred dollars before food (I know that is un-Godly expensive).
Any better thoughts?
This would still allow me to do Bora Bora for 6 nights (all my job will allow for now at one time) for a couple hundred dollars before food (I know that is un-Godly expensive).
This post was edited on 2/17/15 at 4:11 pm
Posted on 2/17/15 at 4:12 pm to GeauxTigers777
quote:
This would still allow me to do Bora Bora for 6 nights (all my job will allow for now at one time) for a couple hundred dollars before food (
Beast mode
Posted on 2/17/15 at 4:20 pm to I Love Bama
Yeah, if he pulls it off that is one nice rewards trip.
Posted on 2/17/15 at 4:21 pm to GeauxTigers777
Do you have the Citi Platinum AA card? I think you can churn those and the spend is only $1k IIRC. Just got one for my wife. In fact, it arrived today.
Posted on 2/17/15 at 4:39 pm to VABuckeye
I only see the 50k after 3k offer. Do you have a 1k link?
Posted on 2/17/15 at 4:51 pm to GeauxTigers777
I think you're right. Looks like I got minimum spends mixed up. It's $3k.
Posted on 2/17/15 at 4:57 pm to VABuckeye
No Problem. Thanks. I broke the initial golden rule of CC rewards in that I started collecting points before deciding on a destination. This has given me a SW companion pass (probable) that I might not gain the value of, and 50,000 AMEX points that I am not sure where I will use.
Good lesson learned for me, but being a novice at this (only a year and a half or so of reward chasing), I have already saved over $15,000 in travel expense (before this potential Tahiti trip). Pretty entertaining and incredible game. Thank you guys for all of your help and input. I visit other forums as well and some different blogs, but you guys provide tons of good info. I will try to contribute more regarding deals I come across, but just wanted to express my appreciation.
Good lesson learned for me, but being a novice at this (only a year and a half or so of reward chasing), I have already saved over $15,000 in travel expense (before this potential Tahiti trip). Pretty entertaining and incredible game. Thank you guys for all of your help and input. I visit other forums as well and some different blogs, but you guys provide tons of good info. I will try to contribute more regarding deals I come across, but just wanted to express my appreciation.
This post was edited on 2/17/15 at 4:58 pm
Posted on 2/17/15 at 5:06 pm to GeauxTigers777
quote:
Thanks. I broke the initial golden rule of CC rewards in that I started collecting points before deciding on a destination.
I've grown a bit lenient on this rule once you have experience. Mainly due to some British Airways points I was accruing for a trip we couldn't get time off for. If you aren't paying for the points (first year no fee or minimal) and the card doesn't have lifetime bonus restrictions, you kinda might as well rack up some balances for emergencies or spur of the moment things. BA and SW are great for that, and you can (for now) keep going back to the well every 2 years. Also limited opportunity situations like US Airways.
You don't always have 2 years to plan stuff for an award redemption.
The key is to avoid becoming some kind of hoarder paying for points you never use.
This post was edited on 2/17/15 at 5:10 pm
Posted on 2/17/15 at 5:43 pm to Teddy Ruxpin
I like keeping good points in a bucket. Can and do they devalue at times? Yes, but it's better to have than not when I'm ready to plan the next trip.
Which is just over two weeks away. St Maarten for 8 days beginning two weeks from Friday.
Which is just over two weeks away. St Maarten for 8 days beginning two weeks from Friday.
Posted on 2/17/15 at 5:48 pm to VABuckeye
Yup. The devalue issue is only relevant to me with say, Amex and their once per lifetime bonus restrictions or if you are paying for points either via high fee per point sign up bonuses ($400) or via manufactured spend. I really only manufacture towards a redemption generally, not for the hell of it.
If you get a card that you can get again 2 years later, you're going to get a post devaluation bonus so it wouldn't matter.
If you get a card that you can get again 2 years later, you're going to get a post devaluation bonus so it wouldn't matter.
This post was edited on 2/17/15 at 6:30 pm
Posted on 2/18/15 at 12:23 am to Teddy Ruxpin
quote:
I just zoomed in 30 times like CSI: NY.
I know who you are now.
Posted on 2/18/15 at 12:25 am to LSUAfro
quote:
I just met 20k+ in min spend in 3 months.
good lord
How do you have time for all that?
At my peak I was doing maybe 2K a month
This post was edited on 2/18/15 at 12:32 am
Posted on 2/18/15 at 12:26 am to jimithing11
quote:
good lord
It's not as hard as it sounds but it can be a PITA.
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