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Credit card question
Posted on 4/1/19 at 11:40 am
Posted on 4/1/19 at 11:40 am
Credit was less than stellar 8 years ago. Opened a secured card with a 6.50mo fee. Credit is now where it should be. Should I cancel card now or is the history of account helping to a worth of the monthly fee. Small limit of a 1000.00 on card. TIA!!
3
Posted on 4/1/19 at 11:42 am to ourkansastigah
I'd keep it and allow that line to grow. Use it once in a blue moon
Posted on 4/1/19 at 11:44 am to LlyodChristmas
Thanks Lloyd, I figured so but wanted to get opinions
Posted on 4/1/19 at 11:58 am to ourkansastigah
You could call and request for the fee to be waived. They might not do it but it never hurts to try.
Posted on 4/1/19 at 12:08 pm to ourkansastigah
Those types of cards aren't likely to be a good card to grow with. If you have other cards already I'd dump it. If you don't have other cards you might was to start getting more premium cards with better terms and rewards and then dump it.
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