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Cheapest Homeowners Insurance in Metairie

Posted on 10/22/20 at 4:09 pm
Posted by Brightside Bengal
Old Metairie
Member since Sep 2007
3883 posts
Posted on 10/22/20 at 4:09 pm
Just renewed my homeowner’s insurance for my house in 70002 and my premium has gone up almost 45% Since 2 years ago. I’m paying about $1.40 / SF annually. Have never made a claim. I use a broker who I trust to shop my policy, but thought I would check here if anyone thinks I could do better.
Posted by CE Tiger
Metairie
Member since Jan 2008
41584 posts
Posted on 10/22/20 at 4:20 pm to
I’m in 70002 and bought a house dec last year.

quote:

Base Coverages Coverage A Dwelling Coverage B Other Structures Coverage C Personal Property Coverage D Loss of Use Coverage E Personal Liability Coverage F Medical Payments Deductibles All Other Perils Named Storm Premiums and Other Charges Base Premium Optional Coverage Premium Inspection Fee: Policy Fee: State Tax: $315,000.00 $0 $40,000.00 $37,900.00 $300,000.00 $1,000.00 $1,000 2% $2,515.00 $37.00 $225.00 $35.00 $136.38 Total Due* $2,948.38


House is about 3200 sq ft
This post was edited on 10/22/20 at 4:24 pm
Posted by Skippy1013
Lafayette, La
Member since Oct 2017
515 posts
Posted on 10/22/20 at 5:21 pm to
I think you are paying a really good price with what you have.
Posted by jsk020
Nola
Member since Jan 2013
1699 posts
Posted on 10/22/20 at 6:57 pm to
I got a house in February and ASI/Progressive was by far the cheapest
Posted by Simon Gruber
Member since Mar 2017
835 posts
Posted on 10/22/20 at 7:34 pm to
Check out bankers insurance. Just got a quote for $1,800 a year for $500,000 coverage .
Posted by Tiger Attorney
New Orleans
Member since Oct 2007
19665 posts
Posted on 10/23/20 at 8:38 am to
Bankers
Posted by LSUKTR
Baton Rouge
Member since Nov 2005
1489 posts
Posted on 10/24/20 at 9:58 pm to
I’m in 70005. Got a quote through TWFG in Metairie and saved a ton. I pay about $1.20/sq ft. Policy is through SageSure. House was built in 1937 and has a pool; the age really limited my options.
Posted by LChama
Member since May 2020
1654 posts
Posted on 10/24/20 at 11:37 pm to
Farm bureau may be worth a look
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