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Message
re: Can having excellent DTI rate overcome a 640 credit score when applying for a refinance?
Posted on 2/15/21 at 7:56 pm to LSUtiger89
Posted on 2/15/21 at 7:56 pm to LSUtiger89
It did.
0
Posted on 2/16/21 at 10:00 am to purple18
Rates went higher on Friday afternoon so this is higher than I have been seeing but I pulled 2.875% for the 30 and 25 year rate based on the info you gave me and the estimated credit score of 760
Posted on 2/16/21 at 12:34 pm to purple18
No
Just streamline and get the 2.25
Just streamline and get the 2.25
Posted on 2/16/21 at 1:52 pm to SDVTiger
quote:
No
Just streamline and get the 2.25
What are closing costs like on this? I just bought in May at 3.3 but house has appreciated 15% already.
Worth looking at for me?
Posted on 2/17/21 at 8:23 am to STLhog
quote:
What are closing costs like on this? I just bought in May at 3.3 but house has appreciated 15% already.
Worth looking at for me?
Streamlines have all the costs. You can get a refund on the MI you initially paid and depending on the lender a credit towards costs
But with the streamline you usually come in with your final payment at closing. Maybe 2
Probably worth it. When are you ever gonna get a chance to have a very low 2% rate
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