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Started By
Message
Anybody refiance their House with Quicken Loans??
Posted on 6/22/20 at 6:38 pm
Posted on 6/22/20 at 6:38 pm
Looking at doing this. I can get a 30 year fixed rate at 2.25% . I'm currently at 4.25 % fixed rate. Any advice on using them?
5
Posted on 6/22/20 at 6:49 pm to FLObserver
2.25 seriously?
Posted on 6/22/20 at 6:54 pm to FLObserver
I looked one time a few years back, their closing cost is HIGH.
Posted on 6/22/20 at 6:56 pm to FLObserver
quote:
can get a 30 year fixed rate at 2.25
That's not possible
But you should do their 29 Prime loan. It's going away next week
Posted on 6/22/20 at 6:57 pm to FLObserver
quote:
Looking at doing this. I can get a 30 year fixed rate at 2.25% . I'm currently at 4.25 % fixed rate. Any advice on using them?
Don't be fooled. 2.25 30 year fixed will come with A LOT Of closing costs. Learn the difference between APR vs Interest Rate.
Posted on 6/22/20 at 7:00 pm to tissle
yeah their closing costs are astronomical
Posted on 6/22/20 at 9:37 pm to FLObserver
I used Costco and got 2.85% on a 20.
It sends you out to compare online to a few different lenders.
I had 30 at 4.5%
This will make me retire early.
It sends you out to compare online to a few different lenders.
I had 30 at 4.5%
This will make me retire early.
Posted on 6/22/20 at 9:41 pm to UltimaParadox
quote:
2.25 seriously?
I kid you not it is a 30 year fixed rate for 2.25%. Closing cost do seem a little high though but at 2.25% that would lower my monthly bill by 325 dollars that includes property taxes and home insurance. Thats almost 4 thousand a year in savings .It's a Va loan for what it's worth that adds like 2k to the closing cost.
This post was edited on 6/22/20 at 9:45 pm
Posted on 6/25/20 at 3:28 pm to FLObserver
I worked for them right out of college. Do yourself a favor and go get a mortgage thru a credit union or literally anywhere else for all that matter.
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