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re: Insurance check

Posted on 10/19/21 at 7:41 pm to
Posted by Athis
I AM Charlie Kirk....
Member since Aug 2016
15716 posts
Posted on 10/19/21 at 7:41 pm to
quote:

Standard Mortgage in NO


That's who I am with.. I have been calling them with no response. I sent an email and they emailed me the forms to fill out info, most of which they already have on file. What I am hoping is that I can handle all of this at their office in Metairie and I don't have to go downtown. I am going by there Met. office tomorrow to find out..
Posted by 24nights
North of I10
Member since Apr 2012
5251 posts
Posted on 10/19/21 at 8:36 pm to
I’m in NWLA and I couldn’t do it at the branch in Shreveport. Tried for weeks trying to get a human on the phone down there, never again. I guess I got lucky with my contractor, his bank took the endorsed SF checks with no issue.

Posted by lsumike34
baton rouge
Member since Dec 2004
49 posts
Posted on 12/6/21 at 10:55 am to
Athis-Have you ever gotten a response from standard? I’ve been trying for months and gotten nothing. Finally got my first check from insurance co and need to get it taken care of.
Thanks
Posted by BrockLanders
By Appointment Only
Member since Sep 2008
6517 posts
Posted on 12/6/21 at 12:03 pm to
quote:

I got my insurance check for damages.. The check is made out to me and my mortgage company. Will I have trouble depositing it into my checking account? I tried to call my insurance company and of course they are busy and I had to leave a message to call me back.



In a lot of cases, your mortgage company will just endorse the check and send it back to you, depending on the amount. They all have different thresholds (which I doubt they would disclose).


When you send it up to them, save yourself $20 and do not overnight it. Just send them a 2-day Priority Mail USPS flat rate envelope with signature confirmation added on, and this costs about $12 instead of $33.
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