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re: How many of you retirees still have a home mortgage (purposefully)? What is your mindset?
Posted on 7/18/21 at 3:42 am to Turf Taint
Posted on 7/18/21 at 3:42 am to Turf Taint
My plan is to retire in about 16 years. We will probably have a mortgage. However, we may downsize shortly thereafter so probably will end up with no mortgage for that purchase. Really depends on housing market. Hell, our house is already up 25% in value from October and that doesn’t take into account the renovations we did.
This post was edited on 7/18/21 at 3:44 am
1
Posted on 7/18/21 at 6:33 am to MSTiger33
quote:
house is already up 25% in value from October
Housing appreciation can vary over long periods of time.
I’m fully funding 403b, 457, a d a SEP for my sole proprietorship. We invest in stock market in a brokerage account as well.
Each month I pay extra toward mortgage. I could pay it off in total, but I’m content with having it paid off when I retire from the job job in about 4 years.
I will likely continue the sole proprietorship because I’m only 61. It is not as stressful as the main job, and the income is good.
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