re: Best Credit Card for mid-20 year old

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you can’t go wrong with an Amex Platnium, the benefits alone make the high annual fee worth it.

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Meh. Been a cardholder for 20+ years with platinum for most of them. They have waived the fee a few years and I paid the fee with points a few years but I still don’t think it’s worth it. Fee is like $500 now that’s ridiculous.