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re: No cost refi offer
Posted on 5/2/21 at 11:59 am to Laryngitis
Posted on 5/2/21 at 11:59 am to Laryngitis
If you know for 100% certain that you will be in that home and that mortgage for 15 years... then look at options with costs.
The average lifespan of a mortgage is about 5 years by the way (sell the home and payoff, refinance for lower rate, or refinance for cash out).
For what it is worth, if your loan was over $250k+, i would encourage you the other way (looking at a 2 year payback of the costs).
The average lifespan of a mortgage is about 5 years by the way (sell the home and payoff, refinance for lower rate, or refinance for cash out).
For what it is worth, if your loan was over $250k+, i would encourage you the other way (looking at a 2 year payback of the costs).
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