re: 10,000.00...where would you invest

Might want to grab stocks that were beat up by the pandemic. Oil, airlines, hotels, cruises, luxury makeup brands.

Rather than list specific stocks, I'll give you guidelines. Look for stocks in those categories that meet the following conditions:

- Closer to the 52 week low than the 52 week high. They still have room to bounce back.

- Dividend stocks. You might have to look up the dividend history because in some cases the earnings, and dividends, from recent quarters might be artificially low. (Even better if the normal dividends are still being paid.) You're going for a high yield here. If you can find a stock that pays $1 a quarter and is artifically cheap ($40 a share), you're getting a 10% yield as long as you hold it in addition to the gains from selling later at a higher price.

- Relatively low debt load. If a company has a liability to asset ratio of 95% it might not be able to hold on for another six months. 60%, it should be able to borrow money at a reasonable rate if needed.

I'm currently up 58% for the year in unrealized gainz. I opened my account when the market tanked.