re: Current Mortgage Rates

350k on the 20 and 280k on the 15. House appraised for $1.25 (surprisingly) When I refinanced to the 20 year loan back in 2017. So a jumbo rate would be really high (probably 4.5%). But A low rate for two different mortgages would be good... but I feel like they are not stupid and would know exactly what I was doing (skirting Jumbo rates).

I also see what might have been confusing. At one point we technically had 3 mortgages (1 in Tennessee and 2 on our New Orleans house. But we sold the Tennessee house like a month after we bought the New Orleans one, because that was both necessary and planned). When we moved our banker said it would be better for us to get two mortgages in New Orleans instead of a jumbo Because jumbo rates were too high