re: This board and 'risk homeostasis'

I'm familiar with the concept but risk aversion isn't the only issue here.

If I don't want to get hit by a car and therefore don't cross the street that's a decision I'm making.

If I don't want to get hit by a car and my solution is to destroy people's livelihoods so they can't afford cars that's an entirely different approach to avoiding risk.

The point being is that you can be as risk-averse as you want to be. What isn't okay is to think that any amount of harm you inflict on other people is acceptable to avoid that risk