re: Investment Election for 401k

At age 25, I agree that the majority should go into an S&P 500 fund (Vanguard is always a good option), but having some mid cap, small cap and EM wouldn't hurt you. I was several years older than you when I went with a 70/10/10/10 mix in those categories. Maybe not optimal at all times, but it's worked out well enough. Unfortunately, I don't see much on that list that I care for (from a fund or fund co. standpoint). Maybe take a look at the fees and performance of the T. Rowe Price mid cap. But other than the Vanguard, that's all I see that would interest me.

So many of the funds offered in 401Ks are fee happy underperformers (relative to their higher quality peers).