re: How much did you save for retirement in 2019?

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I’d just pay minimum on student loans if it were me and invest any extra cash.

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Thanks for the response.
This is what I want to do, but the rates on the loans are around 4.5% which isn't awful, but it's not 2% either. If the market wasn't at all-time highs, I might be more willing to shift that money into the market over the loans. It feels like I've been waiting for the next recession/slow down for the last 2 years. Like I mentioned in my initial post, I want to pay them down until it's around $1k/mo with about 6 year remaining. Should be done in 18 months. It also coincides with the end of my car note which helps even more. No student loan deduction at our income level.