Farm & Tractor Supply Credit Card Holders - who has them

I have a Lowe’s card and try to use it every chance I get. Some supplies I need in bulk and are not carried in bulk or at all at Lowe’s. Fortunately there’s a Farm & Tractor supply across the street.

For those of you that use this store, do you have a credit card? What are your take always for using the store’s credit card? Is it worth the hassle?