re: How Corrupt Is Our Healthcare System?

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But how common do you think it is for companies to charge insurance companies for things that are not needed or for items much more expensive than what was actually used? 

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It doesn't matter. Let me tell you how this works.


You get a broken leg. You go to the hospital. The doctor takes x-rays, gives you pain meds, puts on a cast, tells you to follow up with Ortho in a couple weeks. You pay your $150 copay and leave.

The hospital sends a bill to your insurance provider for a broken leg. The insurance provider says "nah, this is what we think it should cost to fix a broken leg. Here's that money instead."

And then you only get that money if you're on the insurance companies "good list". If you're on their "shite list", you get some predetermined amount less- and that is where the corruption is. The insurance provider can essentially blackmail the hospital by threatening to put them on the shite list, and this is completely legal