re: Another just starting out thread.... 24 year old

I wouldn’t beat yourself up over the truck.

No need to beat a dead horse, but if you don’t get in a cycle of doing this every few years, this won’t have a major impact on your financial future.

Also, enjoy life. I try and have a good balance of saving and also enjoying the things I like. We all like different things.

Trust me, there those here that won’t drive a “nice car” but spend their money on other things. I know plenty of people that spend well over $500 on eating out alone.

There are also those that save every penny.

Best thing to do is to have a 5, 10, 15 year plan and work towards those.