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re: When to expect a bill from the insurance company for baby delivery?

Posted on 3/26/19 at 2:57 pm to
Posted by CorkSoaker
Member since Oct 2008
9819 posts
Posted on 3/26/19 at 2:57 pm to
3-6 months for first bill.

Don’t pay them immediately. First, request itemized billing from hospital. Then, dispute any charges necessary. Once you think you have it as accurate as you can get it ask them what type of discount they will give you if you pay it in full. They will likely knock at least 10% off. Then, pay with credit card and get points.
Posted by BlueChips
Member since Aug 2016
87 posts
Posted on 3/26/19 at 4:37 pm to
Question - we have a max annual out of pocket of $2,500. Everything I've read has birth bills being 4x+ of that. If the bill is coming directly from the hospital, would they just issue one for the max $2500 if the actual total is more than that? Or will they issue whatever the actual number is, then I have to work it out with insurance?
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