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re: When to expect a bill from the insurance company for baby delivery?

Posted on 3/26/19 at 11:58 am to
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 3/26/19 at 11:58 am to
quote:

If you don't have a plan with a flat co-pay, then the hospital will bill the insurance company, they will pay what they pay, and then the hospital will send you a bill for your portion. It can take a few months.


If the hospital is under contract with the insurance company typically they have agreed to accept whatever the insurance company will pay in total. It should be stated on the insurance statement what the patient is responsible for and will indicate $0.00 if that is the case. It is not uncommon for hospitals to either intentionally, or in error to bill the patient for the difference even when the insurance statement indicates the patient's balance is zero.
This post was edited on 3/26/19 at 12:02 pm
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37333 posts
Posted on 3/26/19 at 7:47 pm to
quote:

f the hospital is under contract with the insurance company typically they have agreed to accept whatever the insurance company will pay in total. It should be stated on the insurance statement what the patient is responsible for and will indicate $0.00 if that is the case. It is not uncommon for hospitals to either intentionally, or in error to bill the patient for the difference even when the insurance statement indicates the patient's balance is zero.


Good point. I was referring more to any money owed due to co-insurance.
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