re: Do sales producers at independent insurance agencies typically earn residuals of some type

Just curious as to why you want to switch from captive to independent?

My experience in seeing people make the transition from captive to independent doesn't go so well. I've seen more success with the opposite (independent to captive).

There's so much more to know; more coverages, more forms, all sorts of different carriers. It tends to be a shock at the increase of information.

In speaking with many underwriters whom I know that have past experience on the agnecy side, all have said the same thing - they didn't particularly enjoy the agency side and revert to carrier side just because they can focus on one product, two at most.

I do know some Boulder Captives focus on Auto, GL, and Comp, only.

Just curious why you're wanting to leave the captive setting?