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re: Can I use my HSA account to pay my wife and. daughter's medical expenses?

Posted on 1/4/19 at 1:14 pm to
Posted by ctiger69
Member since May 2005
30618 posts
Posted on 1/4/19 at 1:14 pm to
quote:

The technical answer is ‘No’, you cannot use the HSA for anyone not on the HDHP. However, it’s all on the honor system


This is not true.

My wife and I each have our own separate private health insurance from two different insurance companies. You can use your HSA for your wife and child. I called my HSA and had them place my wife and my child on my HSA account. They sent me another card which my wife carries and signs for when she uses it. My wife also has an HSA account, different company, that I am on and I have a card for her HSA account too.
This post was edited on 1/4/19 at 1:27 pm
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