re: Can I use my HSA account to pay my wife and. daughter's medical expenses?

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Hmm. Can I use it to pay medical expenses that occurred before the hsa was set up?

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No, what you want to do is not use HSA unless you have to, treat it like another retirement vehicle like a Roth IRA....What you do want to do is save every medical receipt forever from the start of the HSA... If you ever need to cash out the HSA, as long as you have the receipts you can do it anytime for any years past up to the point you started the HSA.... I'd also recommend rolling it over to hsabank.com so you can get real investments in it... I've tripled mine over the last 7 years...