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re: Boat Insurance

Posted on 9/13/18 at 3:46 pm to
Posted by Bama Shadow
Member since Jan 2009
576 posts
Posted on 9/13/18 at 3:46 pm to
I had the opposite experience with State Farm here. My deductible is 500.00 and when I hit a log I showed them a 7000.00 estimate for new lower unit, prop, and low water pickup installation. They cut me a check for 6500.00 and sent me on my way.
Posted by DRMPHD
College Station, Texas
Member since Jun 2018
193 posts
Posted on 9/13/18 at 4:00 pm to
My experience with State Farm was great too. Foolishly left my boat stored in Rockport for Harvey. Boat storage facility was blown away. Found my boat, still on the trailer about 200 yards away. Boat was submerged with significant damage. New motor and damage repaired. State Farm didn't haggle. Just said get receipts and we'll pay the claim.
Posted by CootDisCootDat
St. Charles, The Community
Member since May 2014
1654 posts
Posted on 9/13/18 at 4:56 pm to
Just paid my premium for the year a couple days ago, $307.

I did the same exact thing with Progressive this year. Heard a knocking in lower unit, brought it in. When they tore it down,gears were cracked and metal was everywhere. No problem, still have warranty. Yamaha denies warranty claim saying it is from impact. Don't ever remember hitting anything significant. That'll be $3,800 dollars sir.


Hey there Flo...I need to make a claim. New lower unit housing, shafts, gears, prop, water pump. Paid Southern Outdoors $494 ($500 deductible) out of pocket, Progressive sent them the check for the difference.
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