re: Should I change my Roth IRA fund?

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That's fine, but that has nothing to do with your last post on asset allocation

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You asked

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What should the allocations of both be?

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I answered your question explaining why I don’t think the 2045 - 2065 funds should be almost identical to each other.

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but acting like that is why they are bad is just silly.

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Don’t put words in my mouth. I never said they were bad. Since my first post on this topic I have stated that they are too simple and a cookie cutter fund for your retirement money. Some people might be ok with that now but in hindsight I’m sure many wish they would’ve done more throughout their career to grow their nest egg.

Sure, it’s easily better than doing nothing and “they’re not going to hurt anybody” but damn what a high bar you’re setting for yourself when this is your retirement money that you’re going to have to live on.

The entire name “Taget Retirement Fund” creates a false sense of security. Basically - if you’re putting your money in there then you’re all set for retirement. Sorry but it’s not the end-all-be-all, as convenient as it may be.
I’d bet there are millions of people that have no idea what their tgt retirement fund is even invested in. I’m not even talking about the stocks in the mutual funds, I’m talking about the underlying funds in the tgt retirement fund. That, in my opinion, is a problem and is just plain lazy.

Sure they are a good way to get started and if you’re in a time crunch situation where you need to pick a fund(s) in your 401k/IRA and you don’t know jack shite about any of the funds then go with a tgt retirement fund, but after that maybe educate yourself a little more and learn what’s more appropriate for you.
You may want to be more aggressive or more conservative than what the fund indicates - they’re solely basing your risk tolerance on your age.
Or you may want to be more diverse, especially as your assets grow and you don’t want to have all of your money allocated in just 4 extremely broad funds.