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re: Need advice. I have messed up. What should be my next move?
Posted on 7/6/18 at 5:49 pm to Mingo Was His NameO
Posted on 7/6/18 at 5:49 pm to Mingo Was His NameO
quote:
How do you have 17k cash and zero credit.
My tenants (who eventually bought my house) signed a lease with 0 credit and $20k in the bank.
They were in their 20s and both came from middle class families who bought their cars and paid their bills through college. They never had a credit card because they never needed one. They didn't understand a thing about building credit and why it was needed to buy a house until I explained it to them.
Some parents don't teach their kids anything about money.
This post was edited on 7/6/18 at 5:50 pm
1
Posted on 7/7/18 at 3:06 am to StringedInstruments
quote:
My tenants (who eventually bought my house) signed a lease with 0 credit and $20k in the bank.
They were in their 20s and both came from middle class families who bought their cars and paid their bills through college. They never had a credit card because they never needed one. They didn't understand a thing about building credit and why it was needed to buy a house until I explained it to them.
Some parents don't teach their kids anything about money
This is not uncommon.
I have a brother who is 22, has about 20k from working while in school and grad gifts in the bank. He has no credit.
When he graduated he couldn't get approved for a lease without putting up multiple months' rent.
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