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Started By
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Posted on 4/23/18 at 11:02 am to LNCHBOX
quote:
Sure hope you bought your house in cash.
Why?
I qualify (according to mortgage companies) for a much larger payment than I'm willing to make. To do so would put a severe strain on my finances. So, I purchase something that I can really afford.
Just because they bank will lend you the money to make an $800 truck payment doesn't mean you can really afford it.
Posted on 4/23/18 at 11:05 am to LNCHBOX
quote:
Sure hope you bought your house in cash. And if you're renting, just GTFO.
It is called having a positive and growing equity to debt ratio, and too many people that can "afford" new cars, and diamonds don't.
This post was edited on 4/23/18 at 11:06 am
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