re: Advice on old credit union account

quote:

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Honestly I'd leave the $60 in there, or maybe draw down to $25, keep the account, keep the credit card. Use it a few times a year.

No reason to close an old, good credit card, doing so could potentially cause a little ding on your credit score.

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I second this advice, unless you just want to simplify your life and not have so many outstanding accounts to keep track of. You can always reopen it if you need it. Plus, it will just be one more thing your kids have to deal with when they are unwinding your estate.