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re: So the uninsured ahole who ran a red light and hit me...
Posted on 2/19/18 at 10:56 pm to EA6B
Posted on 2/19/18 at 10:56 pm to EA6B
quote:
no passengers were injured, but if they had been I have liability coverage,
I am assuming UIM is the same in LA as in AL, but you and your passengers, if any, are leaving some aspects UIM coverage handles on the table. What if your passenger(s) don't have health insurance and get injured? What if you and/or your passengers needed monies for pain and suffering or lost wages to litigate this in court...you are leaving that on the table without UIM coverage. Also, your liability will not cover your passengers generally if they are hurt in an accident, that falls under UIM coverage....again assuming UIM coverage works in LA as it does in AL which I believe it does.
This post was edited on 2/19/18 at 10:57 pm
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