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re: So the uninsured ahole who ran a red light and hit me...

Posted on 2/19/18 at 8:31 pm to
Posted by boosiebadazz
Member since Feb 2008
80549 posts
Posted on 2/19/18 at 8:31 pm to
New thing I’m seeing is folks paying monthly and just not paying after the first month. They get their card showing six months of coverage to show the cop on the scene and only after do we find out coverage lapsed for nonpayment.

I actually wrote a letter to the responding officer asking for him to go visit the guy and ticket him and impound his car . Included the letter from liberty mutual and all
This post was edited on 2/19/18 at 8:33 pm
Posted by BamaFan89
T-Town
Member since Dec 2009
19297 posts
Posted on 2/19/18 at 8:34 pm to
quote:

New thing I’m seeing is folks paying monthly and just not paying after the first month. They get their card showing six months of coverage to show the cop on the scene and only after do we find it coverage lapsed for nonpayment


Unfortunately, they’ve been doing this for a while in Alabama and Georgia.

quote:

I actually wrote a letter to the responding officer asking for him to go visit the guy and ticket him and impound his car
If the cops actually started impounding these cars, like they should, that shite would stop with a quickness once the poors figure out the jig is up.
Posted by Eighteen
Member since Dec 2006
34137 posts
Posted on 2/19/18 at 8:46 pm to
quote:

New thing I’m seeing is folks paying monthly and just not paying after the first month. They get their card showing six months of coverage to show the cop on the scene and only after do we find out coverage lapsed for nonpayment.


This is what happened to me. fricking tweaker totaled my car running a red light, and then found out later his insurance was lapsed
Posted by Smart Post
Member since Feb 2018
3539 posts
Posted on 2/19/18 at 10:42 pm to
quote:

New thing I’m seeing is folks paying monthly and just not paying after the first month. They get their card showing six months of coverage to show the cop on the scene and only after do we find out coverage lapsed for nonpayment.

I would've figured that's been going on a long time.

Texas has an insurance database the cops can access to confirm coverage. Texas drivers still must carry proof of insurance (paper or cell phone) because the law never changed about requiring the driver to produce proof upon request.
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