re: Dave Ramsey's advice is awful

I’ve just started listening to him with hopes of really starting to get a hold of my finances. I don’t even really have a budget but I want to start saving and allocating what I can.

Starting from step one, what do you boys advise that goes against what ol Dave has to say?

I’m most interest in something I can start pumping a couple of grand into a year and not touch until retirement.