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re: First Mortgage Question - 15yr vs 30yr vs. Investing "Extra Payments"
Posted on 10/12/17 at 8:19 am to HardHat
Posted on 10/12/17 at 8:19 am to HardHat
You may be overthinking this.
If it is your first mortgage, chances are you won't be in the house year 15 or year 30. I think the situations you bring up are reasonable but in my opinion are unrealistic and irrelevant considering my previous sentence.
I could be completely wrong and you live in this house the rest of your life. I would go 30 and invest the difference. You can always refi to a 15 later on.
If it is your first mortgage, chances are you won't be in the house year 15 or year 30. I think the situations you bring up are reasonable but in my opinion are unrealistic and irrelevant considering my previous sentence.
I could be completely wrong and you live in this house the rest of your life. I would go 30 and invest the difference. You can always refi to a 15 later on.
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