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re: Cobra insurance vs waiting

Posted on 8/13/17 at 8:29 pm to
Posted by just1dawg
Virginia
Member since Dec 2011
1485 posts
Posted on 8/13/17 at 8:29 pm to
Someone else knows my pain.

In 2016 I had a surprise gallstone that blocked my common bile duct, gave me pancreatitis, required hospitalization (NPO to reduce pancreas inflammation), and I had my gallbladder removed. I was 31, thankfully no cancer, though. $21,000 for the hospital room, $2900 for the gallbladder surgery. BCBS paid for all of the surgery, my co-pay for the room was only $70/day--they willingly paid $7000/day without a fuss.

Thank goodness for insurance, even if you feel healthy.
Posted by SuwMwf
Member since Jul 2012
952 posts
Posted on 8/13/17 at 11:36 pm to
Yeah. I know that pain!! Very sudden onset. I had already had my gallbladder out 1 year prior, but apparently there can be delayed stones.

BCBSTX was very good. The totals for me were 185k. That was treatment for bile duct stones, ercp surgery, 6 days in one admit, stint removal day surgery, day surgery for a biopsy of my insides (female), pet scan, ct scan, major radical abdominal surgery (female again) hospital stay, tons of bloodwork and follow ups. Tack on wrist surgery and an upper gi endoscopy.
One kicker, we were at Md Anderson preparing for the biggest surgery of my life and my husband gets upper abdominal pain at noon day before. Drops him like a rock. I have never been to ER with him, ever. Man does not believe in illness ????. So we end up at memorial Herman and guess who has a gallbladder full of gallstones? Thankfully they fixed him up and we waited a month to remove his gallbladder. His bills came out to about 16k. So total 201,000 in just 3 months at my house.
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