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re: Questions regarding IRAs
Posted on 8/4/17 at 6:46 am to acadianatiger1992
Posted on 8/4/17 at 6:46 am to acadianatiger1992
You won't have to transfer anything, you just won't be able to add to the balance
If you are making near the Roth limit now, it starts to make less sense to not take advantage of the pretax contributions. That's JMO, but you can argue both ways. It will depend on what tax bracket/rate your distributions will see down the road.
For online brokers, I recommend fidelity but honestly haven't researched many other options. I just know they have some great funds and fee structures.
If you are making near the Roth limit now, it starts to make less sense to not take advantage of the pretax contributions. That's JMO, but you can argue both ways. It will depend on what tax bracket/rate your distributions will see down the road.
For online brokers, I recommend fidelity but honestly haven't researched many other options. I just know they have some great funds and fee structures.
This post was edited on 8/4/17 at 6:47 am
Posted on 8/4/17 at 8:30 pm to Croacka
Do you mean taking advantage of the traditional IRA and claiming those funds as tax deductions? I know that I won't be over the Roth limit this year, but it's very possible that I will next year.
As far as the 401k, I am a recent grad (PETE) and just happy to have a job at all relating to my field. Not exactly in a position to be picky about benefits.
As far as the 401k, I am a recent grad (PETE) and just happy to have a job at all relating to my field. Not exactly in a position to be picky about benefits.
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