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re: Obamacare Failure

Posted on 7/24/17 at 1:22 pm to
Posted by BamaAtl
South of North
Member since Dec 2009
22072 posts
Posted on 7/24/17 at 1:22 pm to
quote:

please enlighten me as to why I, a 25 year old, had a 200% increase in my premiums since the start of Obamacare.


The plan you're purchasing now has no annual or lifetime cap, EHBs, and other things your previous plan didn't have.

Additionally, if your state didn't expand Medicaid you're stuck funding those you shouldn't be.

But at 25, why not stay on your parents' plan? That's easy!
Posted by SSpaniel
Germantown
Member since Feb 2013
29658 posts
Posted on 7/24/17 at 1:27 pm to
quote:


But at 25, why not stay on your parents' plan? That's easy!


I know this will come as a great shock to a liberal, but some people actually do want to be self sufficient. Hard to grasp, I know.
Posted by WM_Tiger
NELA
Member since May 2017
1578 posts
Posted on 7/24/17 at 3:28 pm to
Well I don't have the luxury of having both of my parents alive. So there's that. Plus even if they were alive I wouldn't stay on their insurance. At 25 you should be a grown man.
Posted by Pinecone Repair
Burminham
Member since Nov 2013
7156 posts
Posted on 7/24/17 at 7:26 pm to
quote:

Additionally, if your state didn't expand Medicaid you're stuck funding those you shouldn't be.


Posted by Cracking
Northshore
Member since Aug 2006
3432 posts
Posted on 7/24/17 at 9:00 pm to
quote:

The plan you're purchasing now has no annual or lifetime cap, EHBs, and other things your previous plan didn't have.


This argument is dumb because the doubled premiums completely destroys the value of the added benefits for the vast majority of the people in the US. Before the ACA, I tailor the "EHBs" to fit my life, but now everyone MUST have everybody else's needs covered in addition to what each individual wants.

So...

quote:

What's best for you may not be what's best for be country. That's wrong with our country. We look at what best for the country through what's best for us


Is out the window with the fact that ACA helps a small percentage of the country. The ACA is bad for the vast majority and is bad for working class individuals who provide their own insurance.

And if you work in healthcare, you know there are most certainly "limits" to coverage.

quote:

A couple in their 60s should realize that they are at risk for serious illness.


Yep, so let's all enjoy the cost of providing care to those at higher risk in their "working" age even before they retire and go on MC and we continue to pay for them. Instead of those individuals buying a plan that may cover what they need at an age that they can afford the increased premiums since they are no longer raising kids, shouldn't have enormous debt unless they were irresponsible and may even have saved money for the expense of healthcare in a HSA.

The ACA tries to solve a small problem of "the uninsured" using ERs for their healthcare with sweeping legislation that drastically raises premiums for the working class. The ACA is a failure already whether it has imploded yet or will ever implode. We all know that the wonderful people in DC will bail out entitlements until the country and our economy resembles the rest of the socialized western countries now clamoring for cheap labor from 3rd world economies because they don't complain about the subsidized healthcare and will continue to vote for liberals to get more entitlements.

Just keep killing the middle class.
This post was edited on 7/24/17 at 9:18 pm
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