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Message
re: Retirement
Posted on 6/29/17 at 11:39 am to notsince98
Posted on 6/29/17 at 11:39 am to notsince98
quote:
I would do 5% in each to cover the risks.
Can you explain the benefits of the Roth option and why it wouldn't be more beneficial to accumulate more money into a single account?
1
Posted on 7/3/17 at 11:40 am to Dayman
quote:
Can you explain the benefits of the Roth option and why it wouldn't be more beneficial to accumulate more money into a single account?
Money doesn't gain power as it grows in one account. Your earnings depend on investments, not the number of accounts you spread it around in.
You can always access a roth IRA principle and it hedges your risk in the event you currently pay less taxes now than you will in retirement.
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